Digital Collections

A Flexible Digital Solution for Every Stage of Collections

At First Credit Services, we offer a powerful Digital Collection service that enables businesses to manage collections seamlessly at any stage of delinquency. With our proprietary UCEP, we tailor digital collection strategies specifically to your needs, helping you accelerate payment times and maximize recovery rates.

Best of all, you don’t need your own in-house experts to handle the process. We manage everything for you. By integrating intelligent automation, maintaining consistent communication, and offering user-friendly self-service payment options, we drive successful collections at every stage while keeping your customer relationships strong and positive.

Customer Service Outsourcing

Key Features

Exceptional Customer Service
Exceptional Customer Service

Fully Managed Convenience

We handle the entire collections process for you, ensuring maximum open rates and the highest payment conversions without you lifting a finger.

Versatility for All Collection Stages

Whether it’s early-stage pre-collections or third-party collections, our platform is designed to adapt to any stage of the recovery cycle.

Consistent Branded Messaging

Looking for a branded experience? No problem. Our service is fully white-labeled, so all communications appear to come directly from your company, maintaining trust and brand continuity.

AI-Driven Personalization

UCEP leverages advanced AI to send personalized messages at the right moment and through the optimal digital channels, boosting engagement and response rates.

Flexible Self-Service Payment Options

Provide customers with secure self-service options to pay in full, enroll in payment plans, or take advantage of settlement offers—removing friction and accelerating resolution.

Benefits

Effortless Management and Expert Oversight:

With our service-as-a-software approach, we take the reins on the entire collections process. This means you can rely on our expertise to maximize results while freeing up your team to focus on other priorities. It’s a hands-off solution that still gives you full control and transparency.

Faster Recovery at Every Stage:

By engaging customers through digital channels from the start, UCEP helps resolve accounts sooner, preventing balances from escalating into more costly late-stage collections.

Enhanced Customer Experience:

Providing a respectful, self-service digital journey reduces friction and confusion, helping maintain strong, long-term customer relationships.

Lower Operational Costs:

Automation and digital outreach reduce the need for manual follow-ups, allowing teams to scale without adding headcount.

Higher Engagement and Response Rates

Thanks to AI-driven timing and personalization, customers are more likely to open, engage, and take action, resulting in more successful resolutions.

How It Works

Managed Seamlessly by Us

With our service-as-a-software approach, we take the lead on every aspect of the digital collection process, allowing you to benefit from our expertise without the hassle. We work closely with you to craft messaging that stands out, avoids spam filters, and drives timely payments. From integration to execution, we handle it all, while providing customized reporting to keep you informed every step of the way.

Key Steps We Handle:

  • Expert Messaging and Delivery: We craft and optimize messages to ensure they’re noticed and not caught in spam filters, encouraging prompt customer responses.
  • Full Integration and Launch: We oversee all technical integrations and the launch process, ensuring a smooth start to your digital collections.
  • Strategy Execution and Oversight: We manage and fine-tune your collection strategies, making adjustments as needed to maximize effectiveness.
  • Custom Reporting: We provide tailored reports that give you clear insights into performance, helping you stay informed and in control.
Exceptional Customer Service

Get Started with UCEP

Transform collections into a streamlined digital experience that delivers faster recovery, lower costs, and better customer outcomes.

Contact us today to learn how we can support your digital collection needs.